Trenton Medicare Services
Nine plain-spoken guides, plus a free call when you want a person to sort it out
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Medicare Help for the Capital City
Questions about Medicare tend to arrive in clusters. Someone about to turn 65 in West Trenton might be weighing Part B timing, a drug plan and a supplement within weeks of each other. A retired state worker in Mill Hill may simply want lower premiums. A longtime member could be wondering what next January will change.
So we split our help into nine short guides built on 2026 figures and everyday language, each finishing with questions local people put to us. Read whichever matches your situation, or schedule one free call and cover all of it.
Numbers to know for 2026: Part B runs $202.90 per month with a $283 annual deductible, a hospital benefit period opens with a $1,736 deductible, your yearly share of covered drugs stops at $2,100, and the fall enrollment season lasts from October 15 to December 7.
Figures follow the 2026 Medicare rules. Content checked on October 30, 2026.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
All Nine Guides
Medicare Advantage: Our Guide
Part C plans checked against your providers, pharmacy and budget.
Medicare Supplement (Medigap): Our Guide
Policies that pick up deductibles and coinsurance under Parts A and B.
Part D Drug Plans: Our Guide
Drug coverage compared using the medicines on your list.
Original Medicare Guidance: Our Guide
What Parts A and B pay, what they skip and what they cost in 2026.
Turning 65 and Enrollment: Our Guide
Deadlines and choices for people new to Medicare.
Dual Eligible D-SNP Plans: Our Guide
Coverage for people who have both Medicare and NJ FamilyCare.
Help Paying for Medicare: Our Guide
PAAD, Senior Gold, Extra Help and Medicare Savings Programs.
Dental, Vision and Hearing: Our Guide
Ways to cover cleanings, glasses and hearing aids.
Annual Plan Review: Our Guide
Each autumn, we read your plan's new terms with you.
Suggested Starting Points
Will your 65th birthday come within a year? Begin with the first-year enrollment guide, followed by our Parts A and B explainer, since those two pages cover the deadlines tied to lasting penalties.
Trying to decide how to fill Medicare's gaps? Read Part C plans alongside supplement letters, then look at prescription coverage. Watching every dollar? Our pages on PAAD and savings programs and Medicare plus NJ FamilyCare are the place to start. Already enrolled? See the yearly checkup and teeth, eyes and ears coverage.
Counselors who sell nothing are available through the roster of New Jersey SHIP counseling offices(opens another website). Medicare's beginner material lives at Medicare.gov's get-started section(opens another website), and Mercer County services for older adults are listed by the county ADRC (mercercounty.org)(opens another website).
Rather Just Talk?
No need to pick a guide. Tell us what is happening in your own words, and we will sort through it together for free.
Click to CallQuestions About These Services
I am not sure which topic fits my situation.
That is common. Skip the guides and tell us what is going on; a single free conversation can cover several Medicare questions at once.
Will I ever see a bill from your agency?
No. Insurers compensate us when a client enrolls, and the premium you pay is the same as it would be anywhere else.
Can my father in Chambersburg join the call with me?
Certainly. With his permission, any relative can listen in, and we can speak entirely in Spanish if he prefers.